For Professional Partners
Working Together to Better Serve Our Clients
Financial decisions rarely happen in isolation. Tax considerations, estate planning, insurance, investments, retirement and family circumstances often overlap.
At Rurup Wealth Management, Inc., we value collaborative relationships with CPAs, attorneys and other professionals who share a commitment to helping clients make thoughtful, informed decisions.
You don't need to have the answer.
♾️♾️♾️♾️♾️♾️♾️♾️
You've Identified a Need Outside Your Area of Expertise
Sometimes the clearest referral opportunity is simply hearing a client ask a question that falls outside your professional scope.
A thoughtful introduction to another professional may be exactly what your client needs.
♾️♾️♾️♾️♾️♾️♾️♾️
What to look for
Retirement Is Getting Closer
Your client may be wondering:
- Can I afford to retire?
- When should I claim Social Security?
- What should I do with my employer retirement plan?
- How do I turn my savings into retirement income?
- Am I overlooking important tax or planning considerations?
Life Has Changed
Major life transitions often bring new financial decisions. An introduction may be helpful when a client is experiencing:
- Divorce or separation
- The death of a spouse or loved one
- An inheritance
- Remarriage
- A career change or retirement
- The sale of a business or other significant liquidity event
Their Financial Life Has Become More Complex
Over time, clients may accumulate accounts, investments and financial responsibilities without having a coordinated plan. They may have:
- Retirement and investment accounts held in several places
- Significant cash that has not been incorporated into a longer-term strategy
- Concentrated investments or employer stock
- Multiple retirement plans or income sources
- Questions about how their investments, taxes, estate plan and financial goals fit together
They're a Business Owner
Business owners often face decisions in which their personal and business finances intersect. They may be considering:
- Retirement or succession
- Selling or transferring a business
- Business and personal cash-flow decisions
- Retirement-plan options
- Building wealth outside of the business
- Coordinating their personal financial plan with their business objectives
Collaboration, Not Competition
You Remain An Important Part Of The Client's Team
We respect the relationships clients have already built with their trusted professionals.
When appropriate and with the client's permission, we welcome the opportunity to collaborate with their CPA, attorney, insurance professional and other advisors so that financial decisions can be considered within the context of the client's broader circumstances.
Our goal isn't to replace the professionals a client already trusts. It's to help create a more coordinated team around them.